Everything to Lose

ANDREW GROSS
Everything to Lose

Table of Contents

Cover

Title Page

Prologue

Hilary

Chapter One

Chapter Two

Chapter Three

Chapter Four

Chapter Five

Chapter Six

Chapter Seven

Chapter Eight

Chapter Nine

Chapter Ten

Chapter Eleven

Chapter Twelve

Chapter Thirteen

Chapter Fourteen

Chapter Fifteen

Chapter Sixteen

Patrick

Chapter Seventeen

Chapter Eighteen

Chapter Nineteen

Chapter Twenty

Chapter Twenty-One

Chapter Twenty-Two

Chapter Twenty-Three

Chapter Twenty-Four

Chapter Twenty-Five

Chapter Twenty-Six

Chapter Twenty-Seven

Chapter Twenty-Eight

Chapter Twenty-Nine

Chapter Thirty

Chapter Thirty-One

Chapter Thirty-Two

Chapter Thirty-Three

Chapter Thirty-Four

Chapter Thirty-Five

Chapter Thirty-Six

Chapter Thirty-Seven

Chapter Thirty-Eight

Chapter Thirty-Nine

Chapter Forty

Chapter Forty-One

Chapter Forty-Two

Chapter Forty-Three

Mrs. O’B

Chapter Forty-Four

Chapter Forty-Five

Chapter Forty-Six

Chapter Forty-Seven

Chapter Forty-Eight

Chapter Forty-Nine

Chapter Fifty

Chapter Fifty-One

Chapter Fifty-Two

Chapter Fifty-Three

Chapter Fifty-Four

Landry

Chapter Fifty-Five

Chapter Fifty-Six

Chapter Fifty-Seven

Chapter Fifty-Eight

Chapter Fifty-Nine

Chapter Sixty

Chapter Sixty-One

Chapter Sixty-Two

Chapter Sixty-Three

Chapter Sixty-Four

Chapter Sixty-Five

Chapter Sixty-Six

Chapter Sixty-Seven

Chapter Sixty-Eight

Chapter Sixty-Nine

Epilogue

Acknowledgments

About the Author

Novels by Andrew Gross

Copyright

About the Publisher

Prologue

The two of them lay together in the breezeless night on the banks of the Arthur Kill, overlooking the dark container ports of New Jersey.

He knew this was the last time they would be together.

This was their spot, on the blighted western shore of Staten Island, beneath the shadowy trusses of the Goethals Bridge and by the chained wire gate of the shuttered-up soap factory that years before had given Port Ivory its name. The ground around them was pocked with deep man-made holes. He’d always been told that the government had dug them, connected to a network of tunnels as part of a defense project during the Second World War. Now they were just the open, unhealed sores on the face of the abandoned landscape that protected him from the outside world.

The dark world that was encroaching on him tonight.

“You don’t have to go,” he said, his voice cracking as he stroked her apricot-smelling, honey-colored hair. His life was as gray and drab as the world around him. She was the only thing that added beauty to it.

“Yes, I do. You know I do. We’ve known that from the start. We both have to get out of here. Next year it’ll be your turn.”

His turn … He was poor; no one in his family had ever gone to college. With his father gone, how would that ever happen now?

“C’mon, you’re smart.” She smiled and stroked his face. “You’ll go far.”

Yes, he would go far. He felt it, no matter how everything seemed stacked against him. “I don’t know.”

And he was smart. Though sometimes he had trouble convincing his teachers, who were really stupid themselves and had no idea what was inside him. In a couple of days she was headed off to Canisius College in Buffalo. He’d known from the start that one day she would leave him behind. But now that the day had come, it felt no different from all the other hurt in his life. She was the first person he had truly known, who saw what was truly inside him. Not just the part he showed to others. Though they kept their time together hidden from everyone else. They made up names—she used his nickname, Streak. In the third grade it was given to him because he ran faster than anyone else. But since then it had morphed into something else, something his stupid younger brother had come up with that he hated.

Mean Streak.

For the kinds of urges that rose up inside him. Things he couldn’t control. Things the family saw. But his brother was a lying little pest who he should have dealt with long ago.

He called her Cordelia, from this play he’d been reading. The most beautiful and truthful. And most loyal. Now he would have only the wincing smell of chemicals and gasoline and these lonely trestles to remind him that she was ever here.

“You know we could go away.” He faced her. “College isn’t so great. We could go out west. My uncle has a ranch out in New Mexico. I was there once. It’s beautiful there. I could get a job. We could—”

“Ssshh …” She placed her finger against his lips. “No, we can’t. We just can’t. This is the way it is. Don’t spoil this. I want to remember things as happy between you and me.”

“You’ll meet someone,” he said. He felt something rise up in his blood. She would. Someone older. Cooler. Nothing will ever be the same.

“No, I won’t.” She giggled and leaned her head against his shoulder. “Not someone like you.”

Yes, you will, he knew, as clear as the lights were bright. Leave. Just like his dad had left. Back when he was six. He barely remembered him now. His mother always called it his fault. That he was just too much to take. Mean Streak.

And then Mike, five years older, who enlisted in the marines and was killed in a copter crash at Camp Lejeune while still in basic training.

Like every person he had ever put his trust in had left him. The night suddenly felt so sticky it seemed to cling to him like cellophane.

Yes, you will, he said to himself, certain. Leave.

He would never let that happen again.

“What?” She cocked her head, fixing on him. “You’re looking at me funny.”

He shook his head. “Nothing.”

It was that nothing would ever be the same.

“It’s late,” she finally said. She pulled up her top and arched her back to wiggle up her jeans. “You’re acting so strange tonight. Maybe we should just head back.”

“Just another minute,” he begged. He felt that tingling start to come over him. He willed it to go away. “Please.”

“Okay, just one …” Her eyes lit up mischievously. “But you know what that always leads to, silly …”

He pulled her close, stroking her soft hair over and over, pushing the demons back, back into the hole where they crawled out from, his hand suddenly coming to rest on her shoulder.

A tanker went by, arcing into a wide sweep into Port Elizabeth, a sight they’d watched together surely a hundred times.

“It’s beautiful, isn’t it? I mean, it’s so ugly it’s somehow beautiful. There’s a word for that somewhere. Much as I want to leave, there’s something that I just can’t leave behind.”

“Yes, it’s beautiful.” His blood began to heat. But not in the way it usually did with her. In a different way. Why should someone else get to have her? Why should someone else get to feel what he felt? In a few months she would come back home. Would she even call him? The little boy from the flats she’d left behind? When he saw her with someone else, would she even look at him? If he went up to her, she probably wouldn’t even remember his name.

She was right about one thing, though, he knew. He would.

Go far.

“Streak,” she murmured, reminding him that it was time. But he just acted like he hadn’t heard her and continued to stroke her hair. The things he knew so well: the apricot scent of her shampoo; the slippery feel of his thumb against the sweat on her neck that he would run his fingers over for the last time. Wanting her more than ever, just not wanting her to go, to leave, like they had all left, never coming back.

Suddenly aware of the parched, gagging sound that came from her lips, and how her eyes stretched to twice their size, searching out his in an incredulous and kind of accusing way. Everyone he’d ever loved, everything he wanted to keep for his own just once reflected in them—those wide, scared pools.

Not even realizing that his hands had come together with a seeming will of their own and tightened, a noose of last resort, around the nape of her long, bare neck.

HILARY

CHAPTER ONE

I read somewhere that every life is the story of a single mistake, and then what happens after.

Whether it’s brought into the light and owned up to. Or left buried in the darkness of the soul where it all just multiplies in consequences and festers into something far worse.

One wrong decision that can’t be taken back. Even the best of lives has one.

And thinking back on that night, on the backcountry road between Westchester County in New York and Greenwich, Connecticut, I felt my own life starting to come down around me like the intensifying drizzle that glared through the oncoming headlights, I could look back where I had run headfirst into mine.

Normally I wouldn’t even have driven this particular route to Jim’s, my ex of four years, who’s remarried now to Janice. It’s a winding and poorly lit stretch with turns that can come at you pretty quickly if you’re not familiar with them, or maybe distracted, as I might have been that night.

But I’d thrown a few bills to mail in the car and driven north on I-684, just to get out of the house and think, so I came back down and cut across from Bedford, which seemed the fastest way. These past four years had become a bit of a struggle to keep things together for Brandon and me. I’d never asked for much in the settlement, even when my lawyers were pushing me to rip the coat off Jim’s back, which in his case meant the condo in Costa Rica where he went with his pals to go bonefishing and surf; whatever was left of his construction business, which by that time was on fumes and down to mostly house painting and a few remodeling jobs; and of course his perfectly restored ’70 Porsche Targa, which, if he were ever honest, was the true love of his life.

I’d just wanted out, as quickly and painlessly as possible.

And four years back Brandon was the sweetest, slightly nonverbal three-year-old with soft blue eyes and a mop of sun-blond hair.

And also the healthiest.

Ahead, the brake lights flashed from the vehicle about fifty yards in front of me, the driver taking a curve a bit wide. I slowed my Acura SUV, staying several car lengths behind.

He was three when we first started noticing it. At least when we started admitting it. He’d always been slow to talk. When other kids were gushing phrases and cuteness, Brandon mostly stared distractedly and pointed at things he wanted. We had him in a Montessori Stepping Stones program and one day his teachers called me in and said he seemed to be having trouble interacting with the other kids.

What made me concerned was that the head of school, Ms. Roby, was at the meeting too.

“Well, he’s always been a bit high-strung,” I said. “He was high-strung in the womb. In our house, when you want to know the temperature, you can just check Brandon.”

Their laugh was brief and polite.

They mentioned that he had difficulty writing—which we’d seen, of course—and completing his tasks. Switching from one activity to another, he would even throw fits. There were times, they said, when he became downright defiant.

They suggested that maybe he should see a specialist in this kind of thing.

What I was praying was just a heavy dose of ADHD was diagnosed as Asperger’s syndrome, and not a mild case either. Though they claimed that Brandon’s IQ, especially on the creative side, was sky high. They just weren’t sure how to reach him. Clearly they didn’t think they could do the job for him there, in such an open learning environment.

So I found a school, Milton Farms, in Greenwich, which specialized in severe learning difficulties. It was expensive, close to fifty grand a year. I went back to work to help with the costs. Not as the rising magazine executive I’d been before I left to start a family. Assistant publisher of Modern Lifestyle in New York. But as the comptroller for a small marketing firm in Westport, Connecticut. Not exactly the glamour job—the recession was in full throttle and publications were shutting down left and right or going digital, in any case, not exactly hiring. But it was reliable—Cesta Pharmaceuticals had been the backbone of their client list for the past twelve years. More important, it allowed me to stay close to home for Brandon.

I brought in just enough to make sure he could stay in school—which after a year or two was really starting to show results—and pay my share of the mortgage and the real estate taxes.

Which soon became all the mortgage and real estate taxes, as by then no one was really interested in Jim’s eight-thousand-square-foot McMansions and his construction business was floundering. And Janice, the blond Greenwich divorcée Jim had taken up with barely a month after our divorce became final and married a year later, finally said enough to bankrolling the operations.

Not to mention the two perfectly preppy and healthy boys he’d inherited from her who now seemed to take up all of his attention. I also paid for Elena, who cleaned the house and picked Brandon up from school most days until I got home. And the weekly behavioral and language tutoring at $150 an hour. And the day camp Brandon went to in the summer for kids with disabilities.

Or the rare times we actually got away these days. Which soon became what time to get away …

For a while, my folks helped out as much as they could from their teachers’ pensions. My aunt and uncle, actually. My birth parents were killed in an auto accident when I was eight, and Uncle Neil and Aunt Judy took me in, as they didn’t have children, and I never felt for a second that I wasn’t theirs. I even called them Mom and Pop. They’d bought a small boatyard on Long Beach Island and the recession had hit that even harder than the home building business. My dad’s health wasn’t what it once was and there were boats to pay off that hadn’t sold, that they were paying interest on top of interest on to some finance company. Thank God I’d always kept a little savings separate from Jim from my working days. But now that was just about gone.

For the past year, Brandon and I had been living exclusively on what I brought in; Jim was MIA. Maybe I’d let it go on for too long. The couple of guys I got close to and who I might have seen something happening with both backed off when they got to meet my son. And in truth, he was a handful. I was thirty-six, an eyelash from being broke, months behind in my school payments, with a house my ex had left me that was now completely underwater and a son who ate up every cent I earned.

I saw what was ahead of me, the way the driver in a chase scene going ninety might see the upcoming cliff. Every night I fell asleep, my arms wrapped tightly around my pillow, knowing that all it would take would be one unexpected nudge to send us over the edge.

And how there was no one, not a single person in this world, to catch us.

I’d been there years before in my own life, feeling the terror of sudden abandonment and instability, and that was the last thing I wanted my own son to feel.

Yet somehow we always made it through. A bonus here, a tax refund there. And Brandon showed such clear signs of improvement, it made everything worthwhile. The little nudge that could send us toppling never seemed to come.

At least, not until yesterday, that is.

My boss, Steve Fisher, called a bunch of us into the conference room. It looked like most of the division I worked for. There was Dale Schliffman from accounts, and two of his senior managers. Dawn Ianazzone from Creative. She’d been hired about when I was. A couple of administrative people who worked on the Cesta account.

I knew we were in trouble when I saw Rose from personnel standing alongside.

Steve looked uncomfortable. “Yesterday Cesta informed me that they were going to be making a change … A change of agencies …” He shrugged sadly. “I’m afraid that means there have to be a few changes around here as well.”

I heard a gasp or two. Someone muttered, “Holy shit.” Mostly we all just looked around, suddenly realizing exactly why we were there.

An hour later, in my one-on-one, Steve shook his head, frustrated. “Hil, you know you’ve done nothing but first-rate work since you’ve been here. I wish there was something we could do.”

“Steve …” I didn’t want to beg, but I could barely stop the tears. “I have Brandon.”

“I know.” He let out a sympathetic breath, nodding. “Look, let me check one more time. I’ll see if there’s anything we can do.”

Which ended up as just an extra week’s salary for the four years I’d been there. And one more month on the health plan before I went on COBRA.

I was officially in free fall now.

Which explained why I was here tonight on this winding, backcountry road, heading to Jim’s, which I hadn’t been to in years other than to drop off Brandon for a weekend every couple of months. And even that had become rarer and rarer these days.

When I saw what looked like a deer dart across the road about fifty yards ahead, and the car in front of me go into a swerve.

CHAPTER TWO

It was a black Kia or a Honda or something. I was never the best at recognizing cars. It swerved to avoid the deer as it bolted past and then another car heading in the other direction.

Maybe the driver got blinded in the lights.

The front of his car spun out. He was going around fifty, and was headed into a curve. I watched him make a last effort to brake, then the back end drifted off the shoulder and suddenly the car just rolled.

A jolt of horror ripped through me.

The curve was at a steep embankment and the car plummeted over the edge and tumbled down. I hit the brakes, craning my neck as I went by. I watched it roll over and over until it disappeared into the dense woods. I heard the jarring sound of impact as it came to a stop against a tree.

Oh my God!

I screeched to a stop about twenty yards past the crash site. I leaped out and ran back to take a look, my heart racing. I smelled the steamy burn of rubber on pavement and the smoke coming from the engine down below. I could see the car’s taillights, still on; it had cut a path though the thick brush. It was clear that whoever was inside had to be badly hurt.

I was about to race down when another car backed up on the far side of the road, the one that must have passed it a moment earlier. The driver, a man with a round face and thin, reddish hair combed over a bald spot, put down his window. “What’s happened?”

“Someone drove off the road,” I told him. “I’m going down.”

I headed down the incline, tripping on the brush and losing my footing in the damp soil. I fell on my rear, scraping my arm, and got up. I knew I had to get there quick. The car had spun over twice and come to a rest right side up, the front grill sandwiched between a couple of trees. I saw that the roof near the driver’s seat was severely dented.

I could see someone in the driver’s seat. A man. His door was wedged against a tree. I tried to open it, but it wouldn’t budge. I peered through the window and didn’t see anyone else. I knew I had to get this guy out. He didn’t seem to be conscious. He could be dying. He looked around seventy, white hair, balding, slumped against the wheel, blood streaming down one side of his face. He wasn’t moving or uttering a sound.

The engine was smoking.

“Are you all right?” I rapped on the glass. “Can you hear me?”

He didn’t respond. It was clear he was either dead or unconscious.

“Mister, are you okay?” I tugged on the driver’s door one more time, but you’d have to rip it off or move the car.

From above, I heard the driver of the other car call down, “Is everyone all right down there? Do you need help?”

“Call 911!” I shouted back up. I’d left my phone in the car. “Tell ’em there’s a single driver who’s not responding. I can’t get to him. The door’s stuck, and I don’t know, I think maybe he’s dead. They need to send an ambulance.”

I could barely catch a glimpse of the guy through the brush as he hurried back to his car. I looked at the smoking hood and had a sudden fear that any second the engine might catch fire. Maybe the right thing was to back off and wait for help, but with the guy non-responsive, the engine smoking, the stronger voice inside me pushed me to see if he was alive.

I ran around to the passenger side. The door there wasn’t obstructed and opened easily. I wedged myself into the seat. In front of me, the driver’s head was pitched forward and a trickle of blood ran down his forehead as if it had been bludgeoned against the wheel. His eyes were rolled up. His white hair was matted with red. I reached across and pushed him back against the seat. “Are you okay? Can you hear me?” Again, he didn’t respond. I’d taken a CPR course a few years back, but there didn’t seem to be anything I could do for him.

There was a black leather satchel on the floor mat that must have fallen off the seat in the crash. I picked it up so I could squeeze in closer.

My heart almost jumped out of my chest at what I saw.

A wad of money. Hundred-dollar bills. Neatly wrapped together. I couldn’t help but pick it up and flip through. There had to be a hundred of them—Jesus, Hilary!—bound together by a rubber band. A hundred hundreds would be what …? I did the math, ten thousand dollars. The satchel was open slightly at the top, and so far the guy hadn’t moved or even uttered a sound. I couldn’t help but satisfy my curiosity, unzipping it all the way open.

This time my heart didn’t jump—it stopped. And if my eyes had been wide before, they surely doubled now.

Holy shit, Hil …

The bag was filled with similarly bound packets of cash. All hundreds! Reflexively I pawed through them. There were dozens of them. This time the math was a little harder to calculate.

I was looking at hundreds of thousands of dollars.

I looked over at the driver and tried to figure out what some old guy driving a beat-up Honda would be doing with this kind of cash. Maybe the receipts from a business. No, that wouldn’t make sense; they wouldn’t be all hundreds. Maybe the guy’s life savings that he’d been hoarding for years under his bed.

More likely something illegal, I speculated.

I pulled myself across the seat and tried to determine one last time if he was alive or dead. I even put my hand on his shoulder and shook him. He didn’t move. I spotted a cell phone in his lap and picked it up. There was a phone number and a partially written text on the screen. “Heading back wi—”

Heading back with what?

Heading back with the cash, of course. What else would it be? The message hadn’t been sent. On a hunch I looked for the time of that last entry: 6:41 P.M. It was 6:44 now. He’d probably been about to text that when the deer bolted out in front of him. That’s why he couldn’t control his car. Something that every father begs his own son or daughter not to do …

I put the phone back.

It was clear there was nothing I could do for him. The EMTs and the police would be here any second. The engine continued to smoke; I realized I’d better get out of there. I pushed backward on the passenger seat and my eyes landed once again on the open satchel of cash.

In business, I’d made a dozen deals for this amount of money, but I’d never actually seen so much in cash. At least, not staring directly up at me. It might have been only an instant in actual time, but yesterday’s events came flashing back to me: losing my job; the four-weeks’ severance; how I’d had to beg for an extra month on the health plan. And how the past couple of years were such a struggle …

Then this … Enough to take care of so many things: Brandon’s school, which was five months past due; a good chunk of my payments on a house that was now completely underwater. Even help my folks. Life-changing money for me. I’d never done a bad thing in my life. I mean, maybe smoked a little pot back in college. Stolen a book or two out of the library. But nothing like this.

Nothing like what was suddenly racing through my mind. You must be crazy to even be thinking this, Hil …

Suddenly the guy called from back up on the road. “They’re on the way!” I still couldn’t make him out through the brush. “I’m coming down.”

Everything I’d been raised with, every code I lived my life by, every voice of conscience inside me told me just to let it sit. I didn’t know who it belonged to. It could be gambling or drug money for all I knew. Possibly even traceable. Whatever it was, it damn well wasn’t mine.

I just stared.

Then I felt my blood begin to surge. The guy was dead. Who would ever know? If I just got the hell out of here, didn’t take it with me now, but maybe hid it, then came back another time? I’d gone to a few Al-Anon meetings with a friend back in my twenties, and I remembered this role-playing game they used, on how easy it was to slide back into past behavior—in one ear, there was the addict side, to whom they gave the name Slick, and in the other, the person’s rational side. Slick, seductively whispering in your ear like the devil: “Come on, you can handle it; no one will know; it’ll just be this once.” On the other shoulder, your conscience countering, “You’ll know. This will only be the start of something bad. Once you do it you’ll never go back.”

We all have a Slick inside, the exercise was meant to show.

And it all just caught me at a point when my life was crawling on this teetering sheet of ice. And I saw Brandon there, all the good work he had done taken away, on that ice with me, about to split into a hundred pieces beneath my feet. And nowhere to go but in. Into the black, freezing water.

And I’d been there before.

“Shit,” I heard the guy cry out on his way down, sliding in the wet brush as I had.

“Be careful!” I yelled back. “It’s dangerous.”

If you’re going to do it, you have to do it now, Hilary.

In that moment there was no offsetting argument or rationale. Not that it was someone else’s money. Nor that it didn’t belong to me. Or whether it was legit or dirty.

There was just Brandon. And the fear that I no longer could take care of my son. I didn’t see it as right or wrong. Only that fate had given me a way out. And I had to take it. My heart felt like it was beating at a hundred miles per hour.

I zipped up the bag and lifted it out of the car. I hesitated a last second, almost hoping that the guy on his way down would suddenly appear and the decision would be out of my hands.

But he didn’t.

I took the bag and hurled it as far as I could deep into the woods. I prayed it wouldn’t be visible when it landed—sitting up there like a fucking neon arrow was pointing to it, and I’d have to admit to the police what I’d done. But it landed about ten yards in amid a thicket and disappeared into a clump of brush.

It was done.

The other motorist finally made it down. He seemed in his fifties, in a sports jacket, striped shirt, and loosened tie. As if he was on his way back from a hard day at the office. He had a flabby, ruddy face with thin, reddish hair combed over a bald spot.

“You were right. You could kill yourself getting down here.” Wide-eyed, he focused on the wreck and then the driver. “Shit,” he whistled, “is he …?”

“I think so. I tried to get at him, but he’s completely wedged in. I couldn’t even open the door. Not that I could have done anything anyway. He was already gone.” I nodded toward the engine. “I think we ought to back away …”

“I think you’re right. The police said someone will be here soon. I saw the deer up there. It took off into the woods.”

The police. At the sound of the word, I felt my heart start to patter. If they found me here, I’d be a witness; I’d have to leave my name. There’d be a record that I’d been first on the scene. If the money was ever reported missing, it would lead right back to me. I glanced at my watch. Four minutes had elapsed. Others driving by might see our cars and stop to help.

“Listen …,” I said, hesitating.

“Rollie,” the guy said, pushing his hair across his brow. “McMahon.”

“Jeanine,” I said, in a moment of panic, knowing I needed to say something, so I came up with my middle name. “Rollie, I know this is crazy, but I really have to get out of here. I’m already late to pick up my son. He’s in this basketball league. The cops will be here any second and, you know how it goes, they’ll have me tied up for an hour. You said you saw the deer …”