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V
THE ADVENTURE OF THE STEEL BONDS
"Excuse me, Henriette," said I one morning, after I had been in Mrs. Van Raffles's employ for about three months and had begun to calculate as to my share of the profits. "What are you doing with all this money we are gradually accumulating? There must be pretty near a million in hand by this time – eh?"
"One million two hundred and eighty-seven thousand five hundred and twenty-eight dollars and thirty-six cents," replied Henriette instantly. "It's a tidy little sum."
"Almost enough to retire on," I suggested.
"Now, Bunny, stop that!" retorted Henriette. "Either stop it or else retire yourself. I am not what they call a quitter in this country, and I do not propose at the very height of my career to give up a business which I have struggled for years to establish."
"That is all very well, Henriette," said I. "But the pitcher that goes to the bat too often strikes out at last." (I had become a baseball fiend during my sojourn in the States.) "A million dollars is a pot of money, and it's my advice to you to get away with it as soon as you can."
"Excuse me, Bunny, but when did I ever employ you to give advice?" demanded Henriette. "It is quite evident that you don't understand me. Do you suppose for an instant that I am robbing these people here in Newport merely for the vulgar purpose of acquiring money? If you do you have a woful misconception of the purposes which actuate an artist."
"You certainly are an artist, Henriette," I answered, desirous of placating her.
"Then you should know better than to intimate that I am in this business for the sordid dollars and cents there are to be got out of it," pouted my mistress. "Mr. Vauxhall Bean doesn't chase the aniseseed bag because he loves to shed the aniseseed or hungers for bags as an article of food. He does it for the excitement of the hunt; because he loves to feel the movement of the hunter that he sits so well between his knees; because he is enamoured of the baying of the hounds, the winding of the horn, and welcomes the element of personal danger that enters into the sport when he and his charger have to take an unusual fence or an extra broad watercourse. So with me. In separating these people here from their money and their jewels, it is not the money and the jewels that I care for so much as the delicious risks I incur in getting them. What the high fence is to the hunter, the barriers separating me from Mrs. Gaster's jewel-case are to me; what the watchful farmer armed with a shot-gun for the protection of his crops is to the master of the hounds, the police are to me. The game of circumventing the latter and surmounting the former are the joy of my life, and while my eyes flash and sparkle with appetite every time I see a necklace or a tiara or a roll of hundred-dollar bills in the course of my social duties, it is not avarice that makes them glitter, but the call to action which they sound."
I felt like saying that if that were the case I should esteem it a privilege to be made permanent custodian of the balance in hand, but it was quite evident from Henriette's manner that she was in no mood for badinage, so I held my peace.
"To prove to you that I am not out for the money, Bunny, I'll give you a check this morning for two hundred and fifty thousand dollars to pay you for those steel bonds you picked up on the train when you came up here from New York. That's two-and-a-half times what they are worth," said Henriette. "Is it a bargain?"
"Certainly, ma'am," I replied, delighted with the proposition. "But what are you going to do with the bonds?"
"Borrow a million and a half on 'em," said Henriette.
"What!" I cried. "A million and a half on a hundred thousand security?"
"Certainly," replied Henriette, "only it will require a little manipulation. For the past six months I have been depositing the moneys I have received in seventeen national banks in Ohio, each account being opened in a different name. The balances in each bank have averaged about three hundred thousand dollars, thanks to a circular system of checks in an endless chain that I have devised. Naturally the size of these accounts has hugely interested the bank officials, and they all regard me as a most desirable customer, and I think I can manage matters so that two or three of them, anyhow, will lend me all the money I want on those bonds and this certificate of trust which I shall ask you to sign."
"Me?" I laughed. "Surely you are joking. What value will my signature have?"
"It will be good as gold after you have deposited that check for two hundred and fifty thousand dollars in your New York bank," said Henriette. "I shall go to the president of the Ohoolihan National Bank at Oshkosh, Ohio, where I have at present three hundred and sixty-eight thousand three hundred and forty-three dollars and eighteen cents on deposit and tell him that the Hon. John Warrington Bunny, of New York, is my trustee for an estate of thirteen million dollars in funds set apart for me by a famous relative of mine who is not proud of the connection. He will communicate with you and ask you if this is true. You will respond by sending him a certified copy of the trust certificate, and refer him as to your own responsibility to the New York bank where our two hundred and fifty thousand dollars is on deposit. I will then swap checks with you for three hundred thousand dollars, mine to you going into your New York account and yours to me as trustee going into my account with the Ohoolihan National. The New York bank will naturally speak well of your balance, and the Ohoolihan people, finding the three-hundred-thousand-dollar check good, will never think of questioning your credit. This arranged, we will start in to wash those steel bonds up to the limit."
"That's a very simple little plan of yours, Henriette," said I, "and the first part of it will work easily I have no doubt; but how the deuce are you going to wash those bonds up to fifteen times their value?"
"Easiest thing in the world, Bunny," laughed Henriette. "There will be two million dollars of the bonds before I get through."
"Heavens – no counterfeiting, I hope?" I cried.
"Nothing so vulgar," said Henriette. "Just a little management – that's all. And, by-the-way, Bunny, when you get a chance, please hire twenty safe-deposit boxes for me in as many different trust companies here and in New York – and don't have 'em too near together. That's all for the present."
Three weeks later, having followed out Henriette's instructions to the letter, I received at my New York office a communication from the president of the Ohoolihan National Bank, of Oshkosh, Ohio, inquiring as to the Van Raffles trust fund. I replied with a certified copy of the original which Henriette had already placed in the president's hands. I incidentally referred the inquirer as to my own standing to the Delancy Trust Company, of New York. The three-hundred-thousand-dollar checks were exchanged by Henriette and myself – hers, by-the-way, was on the Seventy-Sixth National Bank, of Brookline, Massachusetts, and was signed by a fictitious male name, which shows how carefully she had covered her tracks. Both went through without question, and then the steel bonds came into play. Henriette applied for a loan of one million five hundred thousand dollars, offering the trust certificate for security. The president of the Ohoolihan National wished to see some of her other securities, if she had any, to which Henriette cordially replied that if he would come to New York she would gladly show them to him, and intimated that if the loan went through she wouldn't mind paying the bank a bonus of one hundred thousand dollars for the accommodation. The response was immediate. Mr. Bolivar would come on at once, and he did.
"Now, Bunny," said Mrs. Van Raffles on the morning of his arrival, "all you have to do is to put the one hundred bonds first in the vault of the Amalgamated Trust Company, of West Virginia, on Wall Street. Mr. Bolivar and I will go there and I will show them to him. We will then depart. Immediately after our departure you will get the bonds and take them to the vaults of the Trans-Missouri and Continental Trust Company, of New Jersey, on Broadway. You will go on foot, we in a hansom, so that you will get there first. I will take Mr. Bolivar in and show him the bonds again. Then you will take them to the vaults of the Riverside Coal Trust Company, of Pennsylvania, on Broad Street, where five minutes later I will show them for the third time to Mr. Bolivar – and so on. We will repeat this operation eighteen times in New York so that our visitor will fancy he has seen one million eight hundred thousand dollars' worth of bonds in all, after which he will come to Newport, where I will show them to him twice more – making a two-million-dollar show-down. See?"
I toppled back into a chair in sheer amazement.
"By Jingo! but you are a wonder," I cried. "If it only works."
It worked. Mr. Bolivar was duly impressed with the extent of Henriette's fortune in tangible assets, not to mention her evident standing in the community of her residence. He was charmingly entertained and never for an instant guessed when at dinner where Henriette had no less personages than the Rockerbilts, Mrs. Gaster, Mrs. Gushington-Andrews, Tommy Dare, and various other social lights to meet him, that the butler who passed him his soup and helped him liberally to wine was the Hon. John Warrington Bunny, trustee.
"Well," said Henriette, as she gazed delightedly at the president's certified check for one million four hundred thousand dollars – the amount of the loan less the bonus – "that was the best sport yet. Even aside from the size of the check, Bunny, it was great chasing the old man to cover. What do you think he said to me when he left, the poor, dear old innocent?"
"Give it up – what?"
"He said that I ought to be very careful in my dealings with men, who might impose upon my simplicity," laughed Henriette.
"Simplicity?" I roared. "What ever gave him the idea that you were simple?"
"Oh – I don't know," said Henriette, demurely. "I guess it was because I told him I kept those bonds in twenty safe-deposit vaults instead of in one, to protect myself in case of loss by fire – I didn't want to have too many eggs in one basket."
"H'm!" said I. "What did he say to that?"
Henriette laughed long and loud at the recollection of the aged bank president's reply.
"He squeezed my hand and answered, 'What a child it is, indeed!'" said Henriette.
VI
THE ADVENTURE OF THE FRESH-AIR FUND
It was a bright, sunny morning in the early summer when Henriette, gazing out of the dining-room windows across the lawns adjoining the Rockerbilt place, caught sight of a number of ragamuffins at play there.
"Who are those little tatterdemalions, Bunny?" she asked, with a suggestion of a frown upon her brow. "They have been playing on the lawns since seven o'clock this morning, and I've lost quite two hours' sleep because of their chatter."
"They are children from Mrs. Rockerbilt's Fresh-Air Society," I explained, for I, too, had been annoyed by the loud pranks of the youngsters and had made inquiries as to their identity. "Every summer, Digby, Mr. de Pelt's valet, tells me, Mrs. Rockerbilt gives a tea for the benefit of the Fresh-Air Fund, and she always has a dozen of the children from town for a week beforehand so as to get them in shape for the function."
"Get them in shape for the function, Bunny?" asked Henriette.
"Yes; one of the features of the tea is the presence of the youngsters, and they have to be pretty well rehearsed before Mrs. Rockerbilt dares let them loose among her guests," said I, for Digby had explained the scheme in detail to me. "You see, their ideas of fun are rather primitive, and if they were suddenly introduced into polite society without any previous training the results might prove unpleasant."
"Ah!" said Henriette, gazing abstractedly out of the window in the manner of one suddenly seized with an idea.
"Yes," I went on. "You see, the street gamin loves nothing better in the way of diversion than throwing things at somebody, particularly if that somebody is what is known to his vernacular as a Willie-boy. As between eating an over-ripe peach and throwing it at the pot-hat of a Willie-boy, the ragamuffin would deny even the cravings of his stomach for that tender morsel. It is his delight, too, to heave tin cans, wash-boilers, flat-irons, pies – anything he can lay his hands on – at the automobilly-boys, if I may use the term, of all of which, before he is turned loose in the highest social circles of the land, it is desirable that he shall be cured."
"I see," said Henriette. "And so Mrs. Rockerbilt has them here on a ten days' probation during which time they acquire that degree of savoir-faire and veneer of etiquette which alone makes it possible for her to exhibit them at her tea."
"Precisely," said I. "She lets them sleep in the big box-stalls of her stable where the extra coach-horses were kept before the motor-car craze came in. They receive four square meals a day, are rubbed down and curry-combed before each meal, and are bathed night and morning in violet water until the fateful occasion, after which they are returned to New York cleaner if not wiser children."
"It is a great charity," said Henrietta dreamily. "Does Mrs. Rockerbilt make any charge for admission to these teas – you say they are for the benefit of the Fresh-Air Fund?"
"Oh no, indeed," said I. "It is purely a private charity. The youngsters get their ten days in the country, learn good manners, and Newport society has a pleasant afternoon – all at Mrs. Rockerbilt's expense."
"H'm!" said Henriette, pensively. "H'm! I think there is a better method. Ah – I want you to run down to New York for a few days shortly, Bunny. I have a letter I wish you to mail."
Nothing more was said on the subject until the following Tuesday, when I was despatched to New York with instructions to organize myself into a Winter Fresh-Air Society, to have letter-heads printed, with the names of some of the most prominent ladies in society as patronesses – Henriette had secured permission from Mrs. Gaster, Mrs. Sloyd-Jinks, Mrs. Rockerbilt, Mrs. Gushington-Andrews, Mrs. R. U. Innitt, the duchess of Snarleyow, Mrs. Willie K. Van Pelt, and numerous others to use their names in connection with the new enterprise – and to write her a letter asking if she would not interest herself and her friends in the needs of the new society.
"It is quite as important," the letter ran, "that there should be a fund to take the little sufferers of our dreadful winters away from the sleet and snow-burdened streets of the freezing city as it is to give them their summer outing. This society is in great need of twenty-five thousand dollars properly to prosecute its work during the coming winter, and we appeal to you for aid."
Henriette's personal response to this request was a check for ten thousand dollars, which as secretary and treasurer of the fund I acknowledged, and then, of course, returned to her, whereupon her campaign began in earnest. Her own enthusiasm for the project, backed up by her most generous contribution, proved contagious, and inside of two weeks, not counting Henriette's check, we were in possession of over seventeen thousand dollars, one lady going so far as to give us all her bridge winnings for a week.
"And now for the grand coup, Bunny," said Mrs. Van Raffles, when I had returned with the spoil.
"Great Scot!" I cried. "Haven't you got enough?"
"No, Bunny. Not a quarter enough," she replied. "These winter resorts are very expensive places, and while seventeen thousand dollars would do very nicely for running a farm in summer, we shall need quite a hundred thousand to send our beneficiaries to Palm Beach in proper style."
"Phe-e-w!" I whistled, in amazement. "Palm Beach, eh?"
"Yes," said Henriette. "Palm Beach. I have always wanted to go there."
"And the one hundred thousand dollars – how do you propose to get that?" I demanded.
"I shall give a lawn-fête and bazaar for the benefit of the fund. It will differ from Mrs. Rockerbilt's tea in that I shall charge ten dollars admission, ten dollars to get out, and we shall sell things besides. I have already spoken to Mrs. Gaster about it and she is delighted with the idea. She has promised to stock the flower table with the cream of her conservatories. Mrs. Rockerbilt has volunteered to take charge of the refreshments. The duchess of Snarleyow is dressing a doll that is to be named by Senator Defew and raffled at five dollars a guess. Mrs. Gushington-Andrews is to take entire control of the fancy knick-knack table, where we shall sell gold match-boxes, solid silver automobile head-lights, cigar-cutters, cocktail-shakers, and other necessities of life among the select. I don't see how the thing can fail, do you?"
"Not so far," said I.
"Each of the twelve lady patronesses has promised to be responsible for the sale of a hundred tickets of admission at ten dollars apiece – that makes twelve thousand dollars in admissions. It will cost each person ten dollars more to get out, which, if only half of the tickets are used, will be six thousand dollars – or eighteen thousand dollars in entrance and exit fees alone."
"Henriette!" I cried, enthusiastically, "Madam Humbert was an amateur alongside of you."
Mrs. Van Raffles smiled. "Thank you, Bunny," said she. "If I'd only been a man – "
"Gad!" I ejaculated. "Wall Street would have been an infant in your hands."
Well, the fateful day came. Henriette, to do her justice, had herself spared no pains or expense to make the thing a success. I doubt if the gardens of the Constant-Scrappes ever looked so beautiful. There were flowers everywhere, and hanging from tree to tree from one end of their twenty acres to the other were long and graceful garlands of multicolored electric lights that when night came down upon the fête made the scene appear like a veritable glimpse of fairyland. Everybody that is anybody was there, with a multitude of others who may always be counted upon to pay well to see their names in print or to get a view of society at close range. Of course there was music of an entrancing sort, the numbers being especially designed to touch the flintiest of hearts, and Henriette was everywhere. No one, great or small, in that vast gathering but received one of her gracious smiles, and it is no exaggeration to say that half of the flowers purchased at rates that would make a Fifth Avenue tailor hang his head in shame, were bought by the gallant gentlemen of Newport for presentation to the hostess of the day. These were immediately placed on sale again so that on the flower account the receipts were perceptibly swelled.
A more festal occasion has never been known even in this festal environment. The richest of the land vied with one another in making the affair a vast financial success. The ever gallant Tommy Dare left the scene twenty times for the mere privilege of paying his way in and out that many times over at ten dollars each way. The doll which Senator Defew had named was also the cause of much merriment, since when all was over and some thirteen thousand five hundred dollars had been taken in for guesses, it was found that the senator had forgotten the name he had given it. When the laughter over this incident had subsided, Henriette suggested that it be put up at auction, which plan was immediately followed out, with the result that the handiwork of the duchess of Snarleyow was knocked down for eight thousand six hundred and seventy-five dollars to a Cincinnati brewer who had been trying for eight years to get his name into the Social Register.
"Thank goodness, that's over," said Henriette when the last guest had gone and the lights were out. "It has been a very delightful affair, but towards the end it began to get on my nerves. I am really appalled, Bunny, at the amount of money we have taken in."
"Did you get the full one hundred thousand dollars?" I asked.
"Full hundred thousand?" she cried, hysterically. "Listen to this." And she read the following memorandum of the day's receipts:
"Great Heavens, what a haul!" I cried. "But how much did you spend yourself?"
"Oh – about twenty thousand dollars, Bunny – I really felt I could afford it. We'll net not less than one hundred and fifty thousand."
I was suddenly seized with a chill.
"The thing scares me, Henriette," I murmured. "Suppose these people ask you next winter for a report?"
"Oh," laughed Henriette, "I shall immediately turn the money over to the fund. You can send me a receipt and that will let us out. Later on you can return the money to me."
"Even then – " I began.
"Tush, Bunny," said she. "There isn't going to be any even then. Six months from now these people will have forgotten all about it. It's a little way they have. Their memory for faces and the money they spend is shorter than the purse of a bankrupt. Have no fear."
And, as usual, Henriette was right, for the next February when the beneficiaries of the Winter Fresh-Air Fund spent a month at Palm Beach, enjoying the best that favored spot afforded in the way of entertainment and diversion, not a word of criticism was advanced by anybody, although the party consisted solely of Mrs. Van Raffles, her maid, and Bunny, her butler. In fact, the contrary was the truth. The people we met while there, many of whom had contributed most largely to the fund, welcomed us with open arms, little suspecting how intimately connected they were with our sources of supply.
Mrs. Gaster, it is true, did ask Henriette how the Winter Fresh-Air Fund was doing and was told the truth – that it was doing very well.
"The beneficiaries did very well here," said Henriette.
"I have seen nothing of them," observed Mrs. Gaster.
"Well – no," said Henriette. "The managers thought it was better to send them here before the season was at its height. The moral influences of Palm Beach at the top of the season are – well – a trifle strong for the young – don't you think?" she explained.
The tin-type I hand you will give you some idea of how much one of the beneficiaries enjoyed himself. There is nothing finer in the world than surf bathing in winter.
