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CHAPTER IV
A CLUE

A week later Roland received a letter from his father in answer to that he had written him. Its contents were as follows:

"My dear Roland, – I know that with your young heart and strong courage and a complete and happy absence of nerves, you cannot but think it weak and cowardly of me to run away instead of waiting and fighting hard against circumstances. I know as well as anyone can tell me that this is the course I should have adopted, and a score of times since I came away I have been on the point of returning and giving myself up, but each time when it has come to the point I have drawn back, and despised myself for my cowardice. But I cannot overcome it. I had an unhappy childhood under a stern father and a very unkind stepmother, and I think that any spirit I ever had was frightened out of me by the time I entered life – a shrinking, sensitive young fellow, conscious that I possessed fair abilities, but altogether unfit to fight my own way.

"For some years life was very hard to me, and my failing increased rather than diminished; and then by some good chance, certainly from no solicitation on my part, a course opened before me. I married. Your mother's firmness gave me support, and her love and goodness brought me happiness. Then when I obtained the post of cashier at the bank of Brownsville, it seemed that my trials were over. Although I could never bring myself to mix much with other men, I gained confidence in myself, and believed that I had grown out of that extreme sensibility which had rendered my early years so unhappy. When the trial came upon me suddenly I found that I was mistaken. The thought of standing before the world accused of theft filled me with an overpowering fear, and rather than stay and face it I should have put an end to my existence. I know that you will scarcely understand this feeling. I know that you will think it weak and cowardly. I simply say, my boy, that I cannot help it, and that I can no more withstand it than a madman can check his impulses.

"And now I have told you so much, my son, I will tell you of the events of that evening. For some days I had been low and out of sorts; a haunting sense that something was wrong had been upon me. The last clerk, before leaving, had, as usual, laid the keys on the desk beside me. I told him he could go, as I had some hours' work before me. For an hour I went through the books, and then a sudden impulse seized me. I would examine some of the securities and see that none were missing. I took the keys and went down to the strong room, a thing which I never that I can recall had done after the bank was shut; took out some large parcels of shares and bonds, and locked the doors again. I took them up with me to count in my room, and compare them with the books. I had just set to work when I heard the latch-key of the front door turn, and a minute later Mr. Johnstone came in. 'You are at work late, Partridge,' he said. 'I saw your light burning as I was passing. Why, hallo!' he said with a change of voice, 'what have you got all the securities up for? that is rather unusual, isn't it? Wasn't the strong room locked up before the clerks went away?' It had not struck me that there was anything strange about it, but the tone of the president's voice showed me that there was, and my old nervousness seized me as if with a sudden grip; and I have no doubt that the tone in which I explained my reason for going down into the strong room and bringing up the securities added to his suspicion. However, he said coldly: 'I am not aware of anything that should have excited your suspicions that all was not right, and induced you to unlock the strong room after the bank was closed. However, as you have brought up some of the securities, and I have nothing to do for the next half-hour, I will go through them with you.'

"He sat down by my side, and took the book containing the lists of the securities held by the bank and I read out the number of the bonds. 'New York Centrals of five hundred dollars each.' Presently he said sharply: 'That does not tally with the book.' He ran his eye down and remarked: 'There are fifty missing here, running in successive numbers, between the last two you read out.' 'Perhaps they are out of place,' I said, and looked through the rest of the bonds, but they were not there. 'How do you account for this?' the president asked sharply. 'I cannot account for it,' I said, bewildered. 'Oh!' he said in an awkward tone, that particularly struck me. 'Here are your initials to all these figures, showing that they have been paid out. When were they redeemed?' I looked at the book; there were my initials sure enough. The bonds had not been redeemed at all, I was certain, but there were my initials. I looked at them thunderstruck.

"'I have the highest opinion of you, Mr. Partridge,' the president said, 'but this, you must admit, has a very curious appearance. Here I find you have, after the bank has closed, opened the strong room, and have got some of the securities up here, and I find that some of them are missing, but that the book is initialled by you, so that anyone else going through it with the securities would suppose that they had been parted with in due course. Your own manner, if you will excuse my saying so, strikes me as altogether suspicious. However, let us go through some more.'

"Each bundle that we examined showed deficiencies, and although I had not brought up one-tenth of the bonds and securities, we found a deficiency of over a hundred and fifty thousand dollars. When we had done, Mr. Johnstone did not make a single observation beyond briefly pointing out the numbers of the missing securities, and added: 'You see, Mr. Partridge, I have but one course to follow. The bank has been robbed of an immense amount. How much as yet I have no means of knowing. I find you here with the securities brought out of the strong room at this unusual hour. These securities were entirely in your hands, and no one touches them but yourself. You can give me no explanation of the deficiency, and in every case your initials are appended, as a proof that they have been paid out in due course. Under such circumstances it is my duty to at once give you into custody.'

"I had been getting more nervous and confused as each fresh discovery was made, and the horrible consciousness of my position became stronger.

"'I am innocent, sir!' I exclaimed; 'before God I am innocent!'

"'In that case, Mr. Partridge, you will no doubt be able to prove it to the satisfaction of the jury. In my mind I confess the matter is clear. This book in which your entries are made is your own private property, and you keep it, I presume, in your own safe here, of which no one but yourself has a key, and it is not the sort of book that you are in the habit of leaving about. What you have done with the proceeds of the bonds I know not, but that you have taken them seems to me as clear as day. Of course the matter may be explained in some way. I hope that it will be. You have worked here with me for the last fifteen years, and I have hitherto not only had implicit confidence in you, but respect and liking. I would give anything to escape the situation in which I am placed, but my duty is clear. I must hand you over to the police.'

"'It will kill me!' I said. 'I am innocent, Mr. Johnstone, innocent as a child, but the disgrace of this will kill me!'

"He was silent for some time, and then he said: 'I am sorry for you, Mr. Partridge, with all my heart, and still more sorry for your wife. This money, I suppose, is hopelessly gone in some wild speculation,' – I again protested, but he waved to me to be silent – 'and irretrievably lost. For the sake of our long friendship and of the good lady your wife, I will suffer you to leave this office a free man. I will take no steps till morning. More than that, I will, if possible, keep the affair out of the hands of the police for the next twelve hours, by which time you ought to be across the frontier into Canada. I am risking a great deal in doing this, but I will do it, and I will satisfy my colleagues as well as I can. There, let no more be said. Go! and strive in future, by a life of strict honesty, to justify the course which I am taking.'

"I murmured something, whether of thanks or protest I know not, and, seizing my hat, went out into the air. Anyone who had noticed me on my way home must have thought me drunk, for I know that I staggered blindly along. Your mother will have told you what happened when I got home. That is the tale, Roland, and it makes things look very black against me. I was at the bank late, having opened the strong room and taken out the securities. The president, coming in and finding me so employed, went through the books with me, and discovered large deficiencies in the securities, which were never handled by anyone but myself. Worst of all, in my private book, kept always under lock and key, are my initials, showing that I am cognizant of the securities having been parted with. Lastly, there is my flight and my manner against me. In answer I give my bare protest that I knew nothing about the securities being missing, and that though the initials appear indeed to be my own, that I certainly never signed them, though I own that the book was never to my knowledge out of my custody at any time, and that the safe in which it was kept was always locked up by me of an evening. That somebody has taken the securities is clear; also that somebody has got at my book and forged my initials.

"But it is only this bare assertion that I have against all the facts that seem to prove me guilty. I am going west. I have made the acquaintance of a gentleman, who has given me letters to two or three large store-keepers in Winnipeg, where, under another name, I hope to obtain employment. There, I trust, your mother will follow me. As for yourself, you have told me you have been taken by Mr. Fernlea into his office, and I trust, in spite of the terrible blot I have brought upon our name, that you will succeed. I have, however, no hope that you will be able to clear up the mystery of which I am the victim. Still, I will not dissuade you from trying, and although I cannot hope, I shall pray, day and night, that success may attend your efforts."

Roland read the letter through and through until he had almost learnt it by heart. The next morning he took it in to Mr. Fernlea. "You know what my object is in remaining at Brownsville, Mr. Fernlea. I should like you to read this letter which I have received from my father. I need not say that I shall show it to no one else. I received it yesterday evening, and have been thinking it over all night, but I cannot see that it furnishes me with any clue such as I had hoped. But you may think differently."

Mr. Fernlea read the letter through to the end; then, without a word, he turned it over and re-read it. "Frankly, Roland," he said, when he laid it down, "is there no impression left in your mind after reading that letter?"

"Well, sir," Roland said hesitatingly, "it seems too absurd, but I cannot but think it a little strange that Mr. Johnstone should let my father go off like that."

"That is it," Mr. Fernlea said. "Johnstone has the reputation of being a pleasant gentleman adverse to trouble and contention, and desirous of keeping on good terms with everyone, but he has nevertheless been always sharp enough on creditors to the bank, and has several times prosecuted when it appeared that the bank was the victim of sharp practices. I have always wondered that no attempt to discover and arrest your father was made when the loss was first discovered, which was, I understood, when Johnstone examined the bonds on the morning when your father was found missing; but now that I find he knew it before your father left, it is still more surprising to me that he should have let him go. He assumed, as it seems by this letter, that your father had spent all the proceeds of the robbery; but why should he assume that?

"Your father might still have had a great number of bonds in hand, and by arresting him at once a considerable number of the stolen securities might have been recovered. But this is not all. There is one very singular fact in the story. Your father was reading over the numbers of the bonds, when Mr. Johnstone suddenly exclaimed, 'That is wrong; there are fifty bonds missing between the last two numbers you read out. Where are they?' Why should he have said that? As I take it, the number of the bonds which had hitherto been read corresponded with the number of those marked still in hand, that is to say, of those against which no initial had been placed. But it seems that these fifty were initialled. What was there, then, to call Johnstone's attention to the fact that they should have been there? That is very remarkable, to say the least of it."

Roland clasped his hands before him. "Oh, Mr. Fernlea, do you really think – "

"I don't think anything, Roland," Mr. Fernlea said sharply. "Mr. Johnstone is president of the bank, a prominent citizen, a man of unblemished reputation. I simply say that these facts, stated together, are singular, and I think they give you a clue. How that clue is to be followed up, I cannot at present suggest, I simply affirm that it is a clue. Now I want you to take the next train to Chicago. A client of mine wants some enquiries made about a house which he is thinking of purchasing. Here are the papers connected with it; you can study them as you go along. Of course you will go to the land office and see if there are any mortgages on it, and you will look up the titles."

Roland reached Chicago in the afternoon, where he at once set about making the necessary enquiries. The lawyers upon whom he first called at once showed him the titles, which appeared to him to be correct, but of which he made an abstract for Mr. Fernlea's inspection. He then went to the land office and found that mortgages were registered on the house. From there he walked to the address of the owner, which he found to be in a small street. The house was shut up. He made some enquiries carefully among the neighbours, and found the reputation of the man was the reverse of favourable. It was now getting late in the afternoon, and he rode to the Central Telegraph office to send off a short message to Mr. Fernlea with the result of his enquiries. Two or three persons were writing their messages, and to his surprise he at once recognized in one of them Mr. Johnstone of Brownsville.

There was nothing in the least strange that the banker should be at Chicago, a hundred and fifty miles from Brownsville; and had it not been that Roland had been thinking of him all day, the meeting would not have given him a second thought. As it was, he drew back instantly and took his place at a distant desk to write his own message. "House mortgaged for 2500 dollars, title apparently good; vendor's house shut up, neighbours give bad account of him; I wait instructions." Just as he had finished, Mr. Johnstone turned from the desk and went up to the pigeon-hole and handed in his message. A question or two was asked, and having paid his money he left.

Roland at once went to the same pigeon-hole. The girl was in the act of handing the message she had just received to an operator. "It is a cipher. What tiresome things those are! one has to be so careful with them, and there is no sense to help one."

"Mine is not a cipher," Roland said as he handed his in; "but my handwriting is not a very clear one. Your last message ought not to be difficult to make out, for I know Mr. Johnstone's writing is as clear as print."

"Johnstone!" the girl said, glancing back over the other's shoulder; "it isn't Johnstone, it is Westerton."

Roland felt a thrill shoot through him, but he answered carelessly: "Oh, is it? I was mistaken in my man then, I thought I knew him."

An hour later he received a telegram from Mr. Fernlea in answer to that he had sent. It simply said "Come back". He accordingly took the night train to Brownsville, and appeared at the office as usual in the morning.

"You have found out just what we wanted to know, Partridge. The man is a sort of acquaintance of my client, and wanted him to let him have a thousand dollars to-day, pending the examination of the titles. Of course he said nothing about the mortgage already on the house. My client believed it was all right, and would have advanced the money had I not begged him to wait twenty-four hours; so your trip has prevented him from throwing away a thousand dollars."

"I am very glad I went, sir, on my own account," Roland said, "for I have made a discovery which may be of importance. I have found out that Mr. Johnstone is in the habit of going over to Chicago and despatching telegrams there in the name of Westerton."

And he then related the incident of the telegraph office.

"That may be of importance," Mr. Fernlea said, "but we must not place too much importance upon it. He may possibly have sent off a message for some friend; still, it is a clue."

So Tom Fernlea thought when Roland told him the circumstances. "I must get you to write off again, Tom, to your cousin. You told me two days ago that, so far, he had not found out among his acquaintances that anyone here connected with the bank was speculating. The thing now is to ask among them if anyone knows of a Mr. Westerton of Chicago, dealing in ventures of that sort."

CHAPTER V
THE FOG CLEARS

A week later Tom brought Roland a letter which he had received from his cousin. "My dear Tom, – The plot begins to thicken, and I think we are on the right scent. I was taking drinks with some other stock exchange men this afternoon, when I said, 'Does anyone know Westerton of Chicago?'

"'Yes, he is a client of ours,' one of them replied. 'He speculates pretty heavily in all sorts of stock and has dropped a lot of money the last six months. Do you know him? Because if you do, it is more than anyone in Chicago seems to. The chief has asked lots of men there about him, but no one seems to know the name. Of course it does not matter to us, because there is always ample cover, so we cannot burn our fingers; but it does seem rum that a man who can go in for such heavy speculations should not be known to anyone there.'

"'No, I don't know him,' I said, 'but a man was asking me about him. I fancy he speculates with him too.'

"'Likely enough, these fellows always have two or three agents. We think it rather probable that it is a false name. There is many a man who dabbles in speculations, that none of his friends would ever believe did anything of the sort, such as clergymen, and merchants with solid businesses, whose credit would be injured if men thought that they speculated, and so on. We who are behind the scenes would astonish the world if we were to tell all we know.'

"However, I turned the subject, as I did not want him to suspect that I had any particular interest in Westerton. So, you see, Tom, the first step is gained, and we have found out that the respectable president of Brownsville Bank speculates largely under an assumed name. I don't know what Partridge's next move may be, but if I can give any further assistance you can rely upon me."

"What are you going to do next?" Tom said as he closed the letter.

"I haven't the least idea, Tom; but at any rate, I will consult your father. It is something to learn as much as we have, and we certainly seem to have got on the right clue. I never quite despaired, but I feel now pretty certain that we shall get to the bottom of it at last."

"It will do Percy Johnstone a world of good to take down his conceit a bit – a stuck-up monkey!"

"Don't say that, Tom. I felt it myself so much that I am sure I could not wish my worst enemy to go through such a thing."

"I don't wish Percy Johnstone any particular ill, Roland; but if somebody has got to suffer, I would rather it was him than anyone else in Brownsville. The insufferable airs that fellow gives himself are disgusting."

Mr. Fernlea was greatly interested when he heard the news. "I have no doubt whatever that you are on the right track now, Roland. Taking your father's letter, the points we noticed when we read it, and the facts we know now, that Johnstone is a heavy and unsuccessful speculator, seem to show without doubt that he is the real thief. His conduct in not arresting your father at once, and in allowing him without pursuit to get across the frontier, is accounted for now. He did not want anything like a public trial, for in that case the numbers of the missing bonds must have been made public, and might in that way have been traced to him. I have no doubt whatever that he is the thief. But the question is, how are we to prove it?

"Of course if Johnstone goes on at this game and it continues to be unnoticed, there will be a smash up sooner or later; but even then the whole thing might not come out. If your father should come back here, they would be obliged to arrest him. But even if he denounced Johnstone as the real thief, we have nothing to go upon. The mere fact that he has speculated would in itself be no proof, or that he did so under an assumed name, for he would urge that many people do the same, and that he only adopted this precaution because, being in the position of president of the bank, he did not wish people here to know that he dabbled in shares. I own that I do not see what our next step is to be. It seems to me that we must wait and watch."

"That is what I was thinking, sir. Will you kindly give me leave to be away from your office till this is done? I should like to come here of a morning and go in and out as if I was in your employment, in case Mr. Johnstone was watching me, which is not likely. He would then suppose that I am still working for you, but went out rather frequently on errands."

"Certainly, Roland, and if you want any money let me know. Anything that you may require to carry the matter through I shall be glad to let you have."

"Thank you, sir! but I hope I shall not be obliged to avail myself of your kind offer. My mother still has the proceeds of the sale of our furniture, and I need hardly say how glad she will be to spend it if she knows that there is a chance of proving my father's innocence."

Roland now kept a strict watch upon Mr. Johnstone's movements, and the next time that gentleman boarded the train at Brownsville, Roland did the same, but got into a third-class compartment forward. He was close at hand, however, when the banker presently took out his ticket, which was only for a town some thirty miles out; but when the train stopped at this station the banker ran into the office, and, procuring a ticket for Chicago, continued his journey to that city. When he alighted there Roland followed him. He went to a small house in a retired quarter, and on knocking at the door was admitted without question, and Roland concluded that he habitually stayed there. He came out in a few minutes without the bag which he had carried in, and as soon as he was fairly away Roland, seeing that there was a notice in the window that there was an apartment to let, knocked at the door.

"You have a room to let," he said. "Can I see it?"

"Certainly, sir;" and Roland followed the woman upstairs. "The room will do very nicely," he said. "I shall not be a troublesome lodger, for I am a great deal away, and shall only sleep here occasionally; but I like to have a place of my own instead of always putting up at an hotel."

"That is just the case with our lodger downstairs, sir. He does not often sleep here – not more than one night in the week. He travels, I believe, for some house of business; but, as he says, he likes to have a quiet place to come to when here."

"He is your only other lodger, I hope?" Roland said, "for above all things I like quietness."

"Yes, sir; we only let these rooms. He is quiet enough. When he comes here he generally comes in the afternoon, but goes out directly, and comes back again at seven to his dinner; and he always goes off at six o'clock in the morning. A quieter gentleman no one could wish to have for a lodger than Mr. Westerton."

Roland at once agreed to take the room, and, paying a deposit, said that he would come on the following day to take possession. "My name is Rowlands, but it is not likely that anyone will come to enquire for me."

Having watched Mr. Johnstone off by the first train in the morning, Roland went to his lodgings, where he soon became friendly with his landlady, who was quite ready to gossip. She was full of praise for her other lodger. "I expect he has got a good situation," she said. "Money don't seem of any consequence to him. He always has the best of everything that is in season, no matter what it costs, and he has got quite a cellar of wine, and always takes a bottle with his dinner. I am sure the room was furnished nice enough for anything when he came; but he had all the furniture turned out, and put in fresh himself, and a heap of money it must have cost him, I can tell you; fresh paper on the walls, and looking-glasses, and pictures. They are nice rooms, indeed they could not be nicer – except that the sitting-room is spoilt by a big ugly safe he has got, to keep his papers in. It just spoils the room, as I told him. But he don't seem to mind, so there ain't no reason why I should."

"I should like to see the rooms," Roland said. "Not that I can afford to furnish mine like them at present."

"I will show you them with pleasure, sir. Only, if you meets him and gets to know him afterwards, don't you let out that I showed you his rooms. He is a mighty perticular sort of gent, though he is so affable and pleasant."

The rooms were quietly and handsomely furnished, as Roland had expected. There was nothing whatever in them to give a clue to the identity of their owner. No letters or papers were lying about. Roland's attention was particularly drawn towards the safe. It was a strong, burglar-proof structure, by one of the best makers.

"Yes," he said, "I agree with you. The furniture is very handsome and good, but I should not care, if it were mine, to spoil it with that safe."

"He told me he had lost a valuable lot of papers once, and had determined that he would never run such a risk again, and so he got a safe that could be neither carried off nor broken into."

The next day Roland returned to Brownsville and informed Mr. Fernlea of the progress that he had made.

"Capital, Roland! I shall certainly employ you in any detective work that may in future come into the office. The two next steps to be taken are clear enough, but it is not so easy to see how we are to take them. In the first place, we shall have to obtain a list of the missing securities, and the next to find out whether any of them are still in that safe. Those are the steps, but how on earth are we to take them? Your father would hardly be likely to remember the numbers of the missing bonds, and I could not ask one of the directors without taking him into our confidence, which I am averse to doing, for they all hold Johnstone in such respect that our idea would seem to them altogether preposterous."

"At any rate I could write to my father and ask him," Roland said. "He may not remember the numbers; it is hardly possible that he should, when there are such a lot of them missing; but he might be able to give us some hint how to set about it."

Accordingly Roland wrote a letter to his father informing him of the steps which he had taken and the discoveries which he had made.

"You see, father," he wrote, "that while Mr. Fernlea has no more doubt than I have that Johnstone stole the securities which he accused you of taking, it is very difficult to bring the matter home to him; and as a first step it is absolutely necessary to get the numbers of the bonds, and that without there being a possibility of its coming to his ears that I am moving in the matter. Can you suggest any plan?"

A week later, when Roland had returned to his lodgings after dark, a man was standing at the gate.

"Roland, my boy, is that you?"

"Good heavens, father, how you startled me! I am glad indeed to see you again, but it is surely imprudent to venture back just at this moment, for were your presence here discovered it would upset all our plans. But come in. I have a key, and you can go up with me. But even if the woman of the house saw you, she would hardly be likely to recognize you, for she has not been settled in the town very long."

As soon as they were in his room Roland struck a light, and was able to look at his father. He would hardly have recognized him, so pale and haggard was he. "Why, father, have you been ill?"

"Not actually ill, Roland, though almost out of my mind at times; but I trust that it is nearly over. Your letter has given me new life, for it has made me hope that this black cloud which has fallen over me will be cleared away, and that I can again lift up my head and look my fellow-men in the face. I am ready now to give myself up, if Mr. Fernlea thinks that it will be the best thing for me to do, and to stand my trial. Before, I had nothing, save a bare negative, to oppose the evidence against me. Now there is at least a story to tell."

"We must not tell it at present, father; we must wait till it is complete. If there is any evidence in that safe at Chicago connecting Johnstone with the thefts, we may be sure that it would be destroyed the instant you appeared on the scene. The first thing, as Mr. Fernlea says, is to obtain a list of, at any rate some of the securities that are missing. We hardly hoped that you would be able to furnish them."

"No, Roland. I could tell you the stocks to which they belonged, but not the numbers. And, so far as I know, there is but one way of doing so besides that of obtaining the list from one of the directors, which, you said in your letter Mr. Fernlea thinks would be dangerous to do."

"And what is that, father?"

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